Privacy Policy for Business Customers

    South Western Consulting Group LLC d/b/a Big Daddy Leads

    6421 N Florida Ave Ste D-787, Tampa, FL 33604

    Last Updated: February 13, 2026

    IMPORTANT – WHO THIS POLICY APPLIES TO

    This Privacy Policy applies to:

    • Insurance agents, brokers, and agencies who purchase lead data from Big Daddy Leads ("Business Customers")
    • Visitors to the BigDaddyLeads.com website
    • Individuals who create accounts or interact with our business services

    This Privacy Policy does NOT apply to:

    • Consumers whose personal information is contained in the lead data we sell
    • Consumer data subjects whose information appears in our databases

    If you are a consumer whose information may be sold as lead data, please see our separate Consumer Data Privacy Notice which describes how we collect, use, and sell consumer personal information and explains your privacy rights.

    1. INTRODUCTION

    South Western Consulting Group LLC, doing business as Big Daddy Leads ("Big Daddy Leads," "we," "us," or "our"), respects your privacy as a business customer and is committed to protecting the information you share with us when you purchase our services or visit our website.

    This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you:

    • Visit our website BigDaddyLeads.com (the "Site")
    • Create a business account
    • Purchase lead data or other services
    • Interact with our business customer support
    • Otherwise engage with us as a business customer

    By accessing our Site or using our services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.

    If you do not agree with the terms of this Privacy Policy, please do not access the Site or use our services.

    2. INFORMATION WE COLLECT FROM BUSINESS CUSTOMERS

    2.1 Information You Provide Directly

    We collect information you voluntarily provide when you:

    • Create an account or register as a business customer
    • Place orders for lead data or services
    • Subscribe to newsletters or marketing communications
    • Contact us with questions or support requests
    • Complete surveys or provide feedback
    • Apply for a business partnership or affiliate relationship

    Categories of Information Collected:

    A. Business Identifiers:

    • Full name (contact person)
    • Email address (business or personal)
    • Phone number (business or personal)
    • Business name and DBA
    • Business mailing address
    • Job title or role

    B. Professional Information:

    • Insurance license number(s)
    • States where licensed to sell insurance
    • License type (life, health, P&C, etc.)
    • License status and expiration dates
    • Agency or broker affiliation
    • National Producer Number (NPN)
    • Years in insurance business
    • Areas of insurance specialization

    C. Commercial Information:

    • Lead data products purchased
    • Order history and transaction details
    • Lead preferences (niches, states, volumes)
    • Campaign performance metrics (if shared)
    • Service usage patterns

    D. Account Credentials:

    • Username
    • Password (stored in encrypted form only)
    • Security questions and answers
    • Multi-factor authentication settings

    E. Payment Information:

    • Payment method type (credit card, ACH, wire transfer)
    • Billing address
    • Last 4 digits of payment instrument (for verification)
    • Payment authorization records

    Note: Complete credit card numbers and financial account details are processed and stored by our payment processor (FanBasis Inc.) and are NOT stored on our servers.

    F. Communications:

    • Content of emails, chat messages, or phone calls with our support team
    • Feedback, testimonials, or reviews you provide
    • Marketing communication preferences

    2.2 Information Collected Automatically

    When you access our Site, we automatically collect certain technical information:

    A. Device and Browser Information:

    • IP address
    • Browser type and version
    • Operating system
    • Device type (desktop, mobile, tablet)
    • Screen resolution and display settings
    • Language preferences
    • Referring website

    B. Usage Data:

    • Pages viewed on our Site
    • Features and tools used
    • Time spent on pages
    • Clickstream data (sequence of pages visited)
    • Search queries within our Site
    • Date and time of visits
    • Files downloaded (e.g., lead samples, documentation)

    C. Location Information:

    • General geographic location inferred from IP address (city, state, country)
    • Time zone

    2.3 Cookies and Tracking Technologies

    We use cookies, web beacons, pixels, and similar technologies to enhance your experience and collect information:

    A. Types of Cookies:

    Essential Cookies:

    • Required for the Site to function properly
    • Session management (keeping you logged in)
    • Security and fraud prevention
    • Shopping cart functionality
    • Account access control

    Functional Cookies:

    • Remember your preferences
    • Language and regional settings
    • Account preferences
    • Dashboard customization
    • Recently viewed products

    Analytics Cookies:

    • Help us understand Site usage
    • Google Analytics (aggregated usage statistics)
    • Page performance metrics
    • Error tracking and debugging
    • Feature usage analysis

    Advertising Cookies:

    • Track campaign performance
    • Conversion tracking
    • Retargeting (showing you relevant ads)
    • Affiliate attribution
    • Marketing campaign effectiveness

    B. Managing Cookies:

    You can control cookies through your browser settings:

    • Block all cookies
    • Accept only first-party cookies
    • Delete cookies after each session
    • Receive alerts when cookies are set

    Important: Disabling essential cookies will prevent you from accessing certain Site features and your account.

    C. Third-Party Cookies:

    We use the following third-party services that may set cookies:

    • Google Analytics (analytics)
    • Google Ads (advertising)
    • Facebook Pixel (advertising)
    • LinkedIn Insight Tag (advertising)
    • FanBasis Inc. (payment processing)

    Each third-party service has its own privacy policy governing its use of your information.

    2.4 Information from Third Parties

    We may receive information about you from:

    A. Payment Processors:

    • Transaction confirmations and receipts
    • Payment method verification
    • Fraud detection signals

    B. Business Verification Services:

    • Insurance license verification
    • Business registration validation
    • Professional credential checks

    C. Marketing Partners:

    • Lead attribution data (how you found us)
    • Referral source information
    • Campaign performance data

    D. Public Records:

    • Publicly available insurance license information

    3. HOW WE USE YOUR INFORMATION

    3.1 Providing Services to Business Customers

    A. Order Fulfillment:

    • Processing and delivering lead data orders
    • Managing your account and preferences
    • Applying filters and targeting criteria you specify
    • Generating invoices and receipts
    • Processing payments through FanBasis Inc.
    • Tracking order history

    B. Account Management:

    • Creating and maintaining your business account
    • Authenticating your identity
    • Providing access to account dashboard
    • Managing user permissions (for multi-user accounts)
    • Resetting passwords and security credentials

    C. Customer Support:

    • Responding to your inquiries and support requests
    • Troubleshooting technical issues
    • Providing guidance on product usage
    • Resolving billing or account issues
    • Processing refund or credit requests (where applicable per Terms of Service)

    D. License Verification:

    • Verifying your insurance license(s) are active and valid
    • Ensuring compliance with state licensing requirements
    • Confirming you are authorized to purchase lead data
    • Monitoring license renewals and expirations

    3.2 Business Communications

    A. Transactional Communications (Cannot Opt Out):

    • Order confirmations and delivery notifications
    • Payment receipts and invoices
    • Account security alerts
    • Service updates and maintenance notices
    • Changes to Terms of Service or Privacy Policy
    • Responses to your support requests

    B. Marketing Communications (Can Opt Out):

    • New product announcements
    • Special offers and promotional discounts
    • Lead data availability updates
    • Industry news and insights
    • Webinars and training opportunities
    • Case studies and success stories
    • Company newsletters

    How to Opt Out of Marketing:

    • Click "unsubscribe" link in any marketing email
    • Email: dadmin@bigdaddyleads.com
    • Call: (813) 605-1827
    • Adjust preferences in your account dashboard

    3.3 Site Improvement and Analytics

    A. Usage Analysis:

    • Understanding how business customers use our Site
    • Identifying popular features and products
    • Detecting areas for improvement
    • Optimizing Site navigation and layout

    B. Performance Optimization:

    • Monitoring Site speed and reliability
    • Identifying and fixing technical issues
    • Testing new features before release
    • Improving mobile responsiveness

    C. Personalization:

    • Customizing your account dashboard
    • Recommending relevant lead products
    • Tailoring content based on your preferences
    • Remembering your settings and preferences

    3.4 Security and Fraud Prevention

    A. Account Security:

    • Detecting unusual login patterns
    • Preventing unauthorized account access
    • Monitoring for suspicious activity
    • Protecting against credential stuffing attacks

    B. Payment Fraud Prevention:

    • Identifying potentially fraudulent transactions
    • Preventing chargebacks and payment disputes
    • Validating payment methods
    • Detecting stolen credit card usage

    C. Compliance and Abuse Prevention:

    • Ensuring compliance with our Terms of Service
    • Detecting violations of usage policies
    • Preventing data scraping or unauthorized access
    • Identifying fake or fraudulent accounts

    3.5 Legal Compliance

    A. Regulatory Compliance:

    • Complying with federal and state privacy laws (CCPA, VCDPA, CPA, etc.)
    • Meeting insurance regulatory requirements
    • Fulfilling tax and financial reporting obligations
    • Maintaining required business records

    B. Legal Process:

    • Responding to subpoenas and court orders
    • Cooperating with law enforcement investigations
    • Complying with regulatory inquiries
    • Defending legal claims

    C. Rights Protection:

    • Enforcing our Terms of Service
    • Protecting our intellectual property
    • Defending against fraud or abuse
    • Pursuing collections for unpaid accounts

    4. HOW WE SHARE YOUR INFORMATION

    4.1 Service Providers

    We share your information with third-party service providers who perform services on our behalf:

    A. Payment Processing:

    • FanBasis Inc: Processes all credit card and ACH payments
    • FanBasis Inc has access to payment information necessary to process transactions
    • We do NOT store complete credit card numbers on our servers
    • See FanBasis' privacy policy: fanbasis.com/privacy-policy

    B. Cloud Infrastructure:

    • AWS/Google Cloud/Azure: Host our website and databases
    • Provide data storage and computing resources
    • Ensure high availability and disaster recovery

    C. Email and Communications:

    • Email service providers: Send transactional and marketing emails
    • SMS providers: Send text notifications (if you opt in)
    • Customer support platforms: Manage support tickets and inquiries

    D. Analytics and Performance:

    • Google Analytics: Analyze website traffic and usage patterns
    • Error tracking services: Identify and fix technical issues
    • Performance monitoring: Ensure Site speed and reliability

    E. Marketing and Advertising:

    • Google Ads: Display advertising and track conversions
    • Facebook/Meta: Run advertising campaigns and track effectiveness
    • LinkedIn: Business-to-business advertising
    • Affiliate networks: Track referrals and pay commissions

    F. Security Services:

    • Fraud detection services: Identify suspicious transactions
    • Security monitoring: Detect and prevent cyber threats
    • Identity verification: Validate insurance licenses and credentials

    Service Provider Obligations:

    All service providers are contractually required to:

    • Use your information only for specified purposes
    • Maintain confidentiality and security
    • Not use information for their own purposes
    • Delete or return information upon termination
    • Comply with applicable privacy laws

    4.2 Business Transfers

    If Big Daddy Leads is involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets, your information may be transferred as part of that transaction.

    What This Means:

    • A new entity may acquire our customer database
    • Your information would transfer to the acquiring entity
    • The acquiring entity would be bound by this Privacy Policy (until they provide notice of changes)

    We Will:

    • Notify you via email of any ownership change
    • Post prominent notice on our Site
    • Provide 30 days' notice before information is subject to a different privacy policy

    4.3 Legal Requirements and Rights Protection

    We may disclose your information when required or permitted by law:

    A. Legal Process:

    • Subpoenas from courts or government agencies
    • Court orders requiring disclosure
    • Search warrants
    • Regulatory agency requests

    B. Legal Compliance:

    • Compliance with applicable laws and regulations
    • Cooperation with law enforcement investigations
    • Response to regulatory inquiries
    • Tax and financial reporting requirements

    C. Rights and Safety Protection:

    • Enforcing our Terms of Service
    • Protecting against fraud or security threats
    • Defending legal claims or litigation
    • Protecting the rights and safety of Big Daddy Leads, our customers, or others

    4.4 With Your Consent

    We may share your information with third parties when you give us explicit consent, such as:

    • Sharing testimonials or case studies (with your approval)
    • Partner integrations you authorize
    • Co-marketing campaigns you opt into
    • Referrals you initiate

    4.5 Aggregated and De-Identified Information

    We may share aggregated statistical data or de-identified information that cannot reasonably identify you:

    • Industry benchmarks and trends
    • Usage statistics and analytics
    • Market research and studies
    • Product development insights

    This information does not identify individual business customers.

    4.6 What We Do NOT Do With Business Customer Information

    WE DO NOT:

    • Sell your business customer information to third parties
    • Share your account information with competitors
    • Use your information for purposes not disclosed in this policy without notification
    • Provide your information to lead generation companies
    • Sell your email address to marketing lists
    • Share your financial information except as necessary for payment processing

    Important Distinction:

    We sell consumer lead data (personal information of insurance shoppers) to you and other licensed insurance professionals.

    We do NOT sell your business customer information (your name, email, license info, purchase history, etc.) to others.

    5. YOUR PRIVACY RIGHTS

    5.1 Rights Under State Privacy Laws

    If you are a resident of California, Virginia, Colorado, Connecticut, or another state with comprehensive privacy laws, you have certain rights regarding your business customer information:

    • A. Right to Know (Access):
      • What personal information we have collected about you
      • Categories of sources from which we collected it
      • Business purposes for collecting or using it
      • Categories of third parties with whom we share it
      • Specific pieces of personal information we have about you
    • B. Right to Delete:
      • Request deletion of personal information we have collected from you
      • Subject to exceptions (e.g., to complete transactions, comply with legal obligations)
    • C. Right to Correct:
      • Request correction of inaccurate personal information we maintain about you
      • Update your account information directly through your dashboard
    • D. Right to Opt-Out:
      • While we don't sell business customer information, if we ever were to do so, you could opt out
      • Opt out of certain targeted advertising (see Section 5.3)
    • E. Right to Non-Discrimination:
      • We will not discriminate against you for exercising your rights
      • Same pricing, service quality, and access to features

    5.2 How to Exercise Your Rights

    Method 1 – Account Dashboard:

    • Log into your account
    • Update information directly in your profile
    • Manage communication preferences
    • View and download your information

    Method 2 – Contact Us:

    • Email: dadmin@bigdaddyleads.com (subject: "Privacy Rights Request")
    • Phone: (813) 605-1827
    • Mail: Big Daddy Leads – Privacy Rights, 6421 N Florida Ave Ste D-787, Tampa, FL 33604

    What to Include:

    • Your full name and account email address
    • Description of your request (access, deletion, correction)
    • Any specific information you want to access or delete
    • Verification information (we'll confirm your identity)

    Response Timeline:

    • 10 business days – Initial acknowledgment
    • 45 calendar days – Substantive response
    • Up to 90 days total – For complex requests (with notification of extension)

    5.3 Marketing and Advertising Preferences

    A. Email Marketing:

    • Click "unsubscribe" in any marketing email
    • Adjust preferences in your account dashboard
    • Contact us to opt out of all marketing emails

    B. Phone Calls:

    • Request to be placed on our Do Not Call list
    • We will honor your request within 30 days

    C. Targeted Advertising:

    Opt out of interest-based ads:

    • Google Ads: google.com/settings/ads
    • Facebook: facebook.com/ads/preferences
    • NAI Opt-Out: networkadvertising.org/choices
    • DAA Opt-Out: aboutads.info/choices

    D. Cookie Management:

    • Adjust browser cookie settings
    • Use browser "Do Not Track" features
    • Clear cookies regularly

    5.4 Authorized Agents

    You may designate an authorized agent to submit privacy rights requests on your behalf.

    Requirements:

    • Provide signed written authorization
    • Verify your identity with us
    • Agent provides proof of authority

    How:

    • Email authorization to dadmin@bigdaddyleads.com
    • Include request type and your contact information

    6. DATA SECURITY

    6.1 Security Measures We Implement

    We take the security of your business customer information seriously and implement multiple layers of protection:

    A. Technical Safeguards:

    Encryption:

    • TLS/SSL encryption for all data in transit (256-bit)
    • AES-256 encryption for sensitive data at rest
    • Encrypted database backups
    • Encrypted payment processing (via FanBasis Inc)

    Access Controls:

    • Multi-factor authentication (MFA) option for accounts
    • Role-based access controls for internal staff
    • Principle of least privilege (minimal necessary access)
    • Regular access reviews and revocations

    Network Security:

    • Firewalls protecting our infrastructure
    • Intrusion detection and prevention systems
    • DDoS protection
    • Regular security scans and penetration testing

    Application Security:

    • Secure coding practices
    • Regular security updates and patches
    • Input validation and sanitization
    • SQL injection prevention
    • Cross-site scripting (XSS) prevention

    B. Administrative Safeguards:

    Personnel:

    • Background checks for employees with data access
    • Signed confidentiality agreements
    • Security awareness training (annual and ongoing)
    • Incident response training

    Policies and Procedures:

    • Written information security policy
    • Access control procedures
    • Password management requirements
    • Clean desk policy
    • Device security standards

    Monitoring and Auditing:

    • Security event logging and monitoring
    • Regular security audits
    • Compliance assessments
    • Third-party security reviews

    C. Physical Safeguards:

    • Secure data centers with 24/7 monitoring
    • Biometric and badge access controls
    • Video surveillance

    6.2 Payment Security

    FanBasis Payment Processing:

    • All payments processed by FanBasis Inc (PCI DSS Level 1 certified)
    • We do NOT store complete credit card numbers
    • We do NOT see or store CVV codes
    • We store only last 4 digits for reference
    • FanBasis Inc uses tokenization to protect payment data

    See FanBasis' security practices: https://www.fanbasis.com/terms

    6.3 Account Security Best Practices

    We Recommend:

    • Use strong, unique passwords (12+ characters, mix of letters/numbers/symbols)
    • Enable multi-factor authentication (MFA) on your account
    • Do not share your account credentials
    • Log out after using shared or public computers
    • Keep your email account secure (password and MFA)
    • Review account activity regularly for suspicious logins
    • Update your password every 90 days

    We Will NEVER:

    • Ask for your password via email or phone
    • Request payment via unusual methods (gift cards, cryptocurrency)
    • Send unsolicited emails asking you to "verify" your account

    6.4 Security Limitations

    Important Disclaimer: While we strive to protect your information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your information. Risks include sophisticated cyber attacks, zero-day vulnerabilities, insider threats, and social engineering attacks.

    Your Responsibility:

    • Protect your account credentials
    • Use secure networks (avoid public Wi-Fi for account access)
    • Keep your devices secure (antivirus, updates, strong passwords)
    • Report suspicious activity immediately

    6.5 Data Breach Notification

    If We Experience a Breach Affecting Your Information:

    We Will:

    • Investigate and contain the breach immediately
    • Assess what information was compromised
    • Notify you within timeframes required by law (typically 30-60 days)
    • Provide details about what information was affected
    • Explain steps we're taking to remediate
    • Offer assistance (e.g., credit monitoring if financial data was exposed)
    • Notify relevant regulatory authorities as required

    You Should:

    • Change your account password immediately
    • Monitor your financial accounts for unusual activity

    7. DATA RETENTION

    7.1 How Long We Keep Your Information

    We retain your business customer information for different periods depending on the purpose and legal requirements:

    CategoryDetailsPeriod
    Active Account InformationWhile account is activeRetained indefinitely
    After account closure7 years
    Transaction & Financial RecordsInvoices, receipts, payment records, tax docs7 years from transaction/filing date
    Communications & SupportSupport tickets, email3 years after resolution/date
    Chat logs2 years from date
    Marketing & AnalyticsWebsite usage data2 years from collection
    Marketing campaign data3 years from campaign end
    Security & ComplianceAccess logs1 year from log date
    Security incident records7 years from incident
    Privacy rights requests3 years from request
    License VerificationLicense validation, credential checksUntil license expires + 2 years

    7.2 Deletion After Retention Period

    When retention periods expire:

    • Personal information is securely deleted or anonymized
    • We use industry-standard deletion methods (overwriting, degaussing, physical destruction)
    • Deleted information cannot be recovered
    • Backup copies are purged during next scheduled backup cycle

    Exception: We may retain information longer if:

    • Required by law or regulation
    • Necessary for pending litigation or investigation
    • Needed to enforce our Terms of Service
    • You have consented to longer retention

    7.3 Account Closure and Deletion

    If you close your account:

    • Active marketing stops immediately
    • Access to services terminates
    • Information retained for 7 years per Section 7.1
    • You can request expedited deletion (subject to legal retention requirements)

    To request deletion:

    • Email dadmin@bigdaddyleads.com with "Account Deletion Request"
    • We'll confirm your identity
    • We'll delete what we can immediately (subject to legal requirements)
    • We'll provide confirmation of deletion

    8. CHILDREN'S PRIVACY

    8.1 Age Requirement

    Our services are intended exclusively for business use by licensed insurance professionals. You must be at least 18 years of age to create an account or purchase our services.

    We do NOT:

    • Knowingly collect information from individuals under 18
    • Market our services to minors
    • Allow minors to create accounts

    8.2 Parental Notice

    If we learn we have collected information from someone under 18, we will:

    • Delete the information immediately
    • Terminate any account created
    • Notify the account email address

    If you believe a minor has created an account:

    • Contact us immediately: dadmin@bigdaddyleads.com or (813) 605-1827
    • Provide details so we can investigate
    • We will take swift action to delete the account

    9. THIRD-PARTY LINKS AND SERVICES

    9.1 External Links

    Our Site may contain links to third-party websites, services, or resources:

    • Insurance carrier websites
    • Industry associations
    • Educational resources
    • Technology partners
    • Social media platforms

    Important: We are NOT responsible for:

    • Privacy practices of third-party sites
    • Content on third-party sites
    • Security of third-party services
    • Terms of service of external sites

    We Recommend: Review the privacy policy of any third-party site before providing your information.

    9.2 Third-Party Services

    Some features may integrate with third-party services:

    • CRM platforms (if you choose to integrate)
    • Email platforms (if you sync contacts)
    • Analytics tools (if you connect your data)

    Data Sharing: If you authorize integration with third-party services, we will share only the data necessary for the integration. Third-party privacy policies govern their use of your information.

    9.3 Social Media

    If you interact with us on social media:

    • Your public posts may be visible to Big Daddy Leads and others
    • Social media platforms collect data per their own privacy policies
    • We may respond publicly to your posts or questions
    • Direct messages may be monitored for customer service

    Privacy Tip: Use direct/private messages for account-specific or sensitive inquiries.

    10. INTERNATIONAL DATA TRANSFERS

    10.1 United States Operations

    Big Daddy Leads is headquartered and operates in the United States. Our servers and data processing facilities are located in the United States.

    If you access our services from outside the United States:

    • Your information will be transferred to and processed in the United States
    • U.S. data protection laws may differ from your country's laws
    • By using our services, you consent to this transfer and processing

    10.2 Data Protection Standards

    While we are based in the U.S., we implement security measures and privacy protections consistent with international best practices, including:

    • Encryption of data in transit and at rest
    • Access controls and authentication
    • Regular security assessments
    • Incident response procedures
    • Compliance with U.S. privacy laws (CCPA, state laws)

    10.3 European Economic Area (EEA)

    We do not specifically market our services to individuals in the European Economic Area. If you are located in the EEA and choose to use our services:

    • You consent to transfer of your information to the U.S.
    • You acknowledge U.S. may not provide equivalent data protection to GDPR
    • You waive rights to object to such transfers
    • We may rely on Standard Contractual Clauses for transfers if applicable

    11. DO NOT TRACK SIGNALS

    11.1 Browser DNT Settings

    Some web browsers have a "Do Not Track" (DNT) feature that signals to websites you visit that you prefer not to be tracked.

    Current Status:

    • There is no uniform technology standard for recognizing DNT signals
    • We do not currently respond to DNT browser signals
    • We collect information as described in this Privacy Policy regardless of DNT settings

    11.2 Alternative Privacy Controls

    You can limit tracking through:

    • Cookie Management: Disable cookies in browser settings
    • Ad Opt-Outs: Use industry opt-out tools (NAI, DAA)
    • Privacy Extensions: Install browser privacy extensions (Privacy Badger, Ghostery)
    • Incognito/Private Browsing: Use private browsing mode (note: doesn't prevent all tracking)

    12. CHANGES TO THIS PRIVACY POLICY

    12.1 Right to Modify

    We reserve the right to update or modify this Privacy Policy at any time to reflect:

    • Changes in our data practices
    • New features or services
    • Changes in applicable laws
    • Industry best practices
    • Customer feedback

    12.2 Notice of Changes

    When we make changes:

    • We update the "Last Updated" date at the top of this page
    • We post the revised Privacy Policy on our Site

    For material changes affecting how we use your information:

    • We will send email notification to your account email address
    • We will post prominent notice on our Site for 30 days
    • We will provide summary of material changes

    12.3 Your Acceptance of Changes

    Continued use of our services after changes constitutes acceptance of the revised Privacy Policy.

    If you do not agree with changes:

    • Stop using our services
    • Close your account (subject to retention requirements in Section 7)
    • Contact us with questions or concerns

    We Recommend: Review this Privacy Policy periodically to stay informed about how we protect your information.

    13. CALIFORNIA-SPECIFIC DISCLOSURES

    13.1 California Consumer Privacy Act (CCPA) Information

    For California Residents – Business Customer Information:

    CategoryCollectedSold to Third PartiesShared with Service Providers
    Identifiers (name, email, phone, address)YesNOYes
    Professional Information (license info)YesNOYes
    Commercial Information (purchase history)YesNOYes
    Internet Activity (website usage)YesNOYes
    Geolocation (general from IP)YesNOYes
    Inferences (preferences)YesNOYes

    B. Business Purposes for Collection: As described in Section 3 of this Privacy Policy.

    C. Categories of Sources: As described in Section 2 of this Privacy Policy.

    D. Categories of Third Parties – Service Providers: As described in Section 4.1 of this Privacy Policy.

    E. Sale of Business Customer Personal Information: We do NOT sell your business customer personal information to third parties.

    Important Note: We DO sell consumer lead data (personal information of insurance shoppers) to business customers like you. That activity is governed by our separate Consumer Data Privacy Notice.

    13.2 Shine the Light Law

    California Civil Code Section 1798.83 permits California residents to request information about disclosure of personal information to third parties for their direct marketing purposes.

    We do NOT disclose your business customer personal information to third parties for their direct marketing purposes.

    13.3 California Minors

    If you are a California resident under 18 and have posted content on our Site or through our services, you may request removal by contacting dadmin@bigdaddyleads.com. Note: This does not ensure complete removal if the content has been reposted or shared by others.

    14. NEVADA RESIDENTS

    Nevada residents may have the right to opt out of the sale of certain personal information under Nevada law (NRS 603A).

    We do NOT sell your business customer personal information under Nevada law.

    If you are a Nevada resident and want to opt out as a precaution, contact us at dadmin@bigdaddyleads.com with "Nevada Opt-Out Request" in the subject line.

    15. CONTACT US

    15.1 General Privacy Inquiries

    For questions about this Privacy Policy or our privacy practices:

    Big Daddy Leads – Privacy Team
    Email: dadmin@bigdaddyleads.com
    Phone: (813) 605-1827 (Monday–Friday, 9 AM – 5 PM ET)
    Mail: 6421 N Florida Ave Ste D-787, Tampa, FL 33604

    15.2 Privacy Rights Requests

    To exercise your privacy rights (access, deletion, correction, opt-out):

    • Online: Privacy Rights Request Form
    • Email: dadmin@bigdaddyleads.com (Subject: "Privacy Rights Request")
    • Phone: (813) 605-1827
    • Mail: Big Daddy Leads – Privacy Rights, 6421 N Florida Ave Ste D-787, Tampa, FL 33604

    Include in Your Request:

    • Full name
    • Account email address
    • Type of request (access, deletion, correction)
    • Specific information you're inquiring about (if applicable)
    • Verification information (we'll confirm your identity)

    15.3 Data Protection Officer

    For European or international privacy inquiries:

    Email: dadmin@bigdaddyleads.com
    Mail: Big Daddy Leads – DPO, 6421 N Florida Ave Ste D-787, Tampa, FL 33604

    15.4 Response Time

    We will respond to all inquiries within:

    • 10 business days – Initial acknowledgment
    • 45 calendar days – Substantive response
    • Up to 90 days total – For complex requests (with notification of extension)

    16. EFFECTIVE DATE AND VERSION

    Last Updated: February 13, 2026

    Effective Date: February 13, 2026

    Version: 2.0

    Previous Versions:

    • Version 1.0 (February 4, 2026) – Initial publication

    © 2026 South Western Consulting Group LLC d/b/a Big Daddy Leads. All rights reserved.